Signing matters! With attorneys, signature lines often reflect the signor’s capacity, i.e., whether the signor signs as an individual maker or as an authorized signor for a business entity, and whether the signor is guaranteeing the debt of another. In form settings—you are leasing a copier, or buying web or Yellow Pages advertising—much gets murkier. And in the guarantee setting, both borrowers and lenders often pay too little attention to the rules. (We’re talking about extending credit here, so lender/borrower terms are used more broadly, and are not terms limited to situations involved traditional loans.)

Here’s on primer on signing:

Form Contracts.  If the contract involves a business matter, and your business operates through a limited liability company

Saturday March 1 marks the beginning of Make a Will Month. I can find no information on the origins of this event, but I believe it’s a creation of the nonprofit sector, having as dual purposes encouraging people to make sure their affairs are in order and leaving some money for those in need.

Whatever its origins, Make a Will Month provides an excellent opportunity to focus on the task that, for far too many of us, always seems to be at the bottom of the “to do” list. For some the delay factor is perceived immortality. For others it is mortality and the fears that attend the certain outcome we all face. And for others the issue becomes “who

In Arizona guardians look after the person, while conservators take care of their assets. (Labels vary from state to state.) Guardians may be appointed for minors or incapacitated adults. Minors need guardians when their parents have died, or when parental rights have been severed. Incapacitated adults need guardians when they lack capacity, often because of Alzheimer’s or another form of dementia.

Courts appoint conservators for minors, who cannot have money (allowance and a savings account do not count) and for adults who need help with their financial affairs. For children, the most common events that trigger the appointment of a conservator are the receipt of money from an accident settlement and the death of a parent whose will has no

Real estate transactions are process-driven creatures. For many people, however, the process can be a mystery, where steps occur and the deal flows along without any meaningful appreciation for what’s happening. Herewith, a primer:

So you’ve found a home you want to buy in Arizona. Let’s assume you’re working with a real estate agent. You want to pay $450,000, and you’re a cash buyer, i.e., you don’t need financing.

Step one involves a written offer. Your agent can and will help you prepare the offer. Usually, your offer will be on a contract form (provided by the agent), and may be called a Deposit Receipt and Agreement, or a Residential Resale Real Estate Purchase Contract. Read this document, for

My friend the judge—when I call him to go to lunch he answers “this is the judge”—never wants for business. He takes what comes and if he recuses himself because of a conflict—he knows one of the parties, one of the attorneys is a very close friend, etc.—someone else will have to handle the matter. That is the way of judging at the trial level and in most appellate courts.

Alas, the highest appellate courts in the states and the United States Supreme Court control their dockets mostly, deciding which cases to hear and not hear. (Certain states mandate “highest court review” of all cases involving a death sentence.) The United States Supreme Court has original jurisdiction over a very

Probate means, most narrowly, “proving a will,” and derives from the Latin verb probare (try, test or prove). In fact, its practical definition is much broader.

Generally, probate refers to the process for handling an estate after death. Thus, probate matters can involve the estate of an individual who dies with a will (testate), or without one (intestate). Probate cases involve the courts, and in most instances are about and only about gathering assets, paying debts, and distributing what is left over.

Probate also refers to the court and laws that exist to:  (a) address the administration of decedent’s estates; (b) handle trust disputes; and (c) appoint and supervise guardians (protectors of the person) and conservators (protectors of property)

Heard these terms? Wondered what they meant? Thought they were synonymous, one with the other. Here’s the lexicon:

Heirs are your relatives. Everyone has them! The law provides for them when someone dies without a will (intestate). The distribution goes as follows:  To the spouse; then to the children; then to the parents; then to the siblings; then to the aunts and uncles; then to the cousins. These rules apply if, when you die, you are married and don’t have any children from another relationship. If you do have a spouse and children from another relationship, 50% of your distributable assets go to your spouse, and 50% to your children from the other relationship. (These situations can get complicated,

So you find yourself in a lawsuit. You sued someone, or you got sued; it really doesn’t matter. You’re spending money or, if you’re involved as an injured party in a suit for damages, you await compensation for your injuries. Regardless, you’re stuck in a time-consuming and less-than-pleasant process that may be costing you lots of money, and there is no certainty about the outcome. Maybe you’ll win, maybe you won’t; and, even if you win, you could really lose, given the money you’ve spent, the time you’ve wasted and the opportunities you’ve lost. All in all, not a good situation!

Lawsuits cannot always be avoided, but opportunities to resolve them without a trial are always present. Federal and state

The U.S. Supreme Court announced its decision in June 2012 in NFIB v. Sebelius, the Patient Protection and Affordable Care Act (ACA), aka Obamacare, case. It is a case for the ages, but it’s also a case that provides a platform for examining how the Court decides matters.

First, courts at all levels value stare decisis, Latin for “stand by the decision.” Underlying stare decisis is the notion that we are a nation of laws; thus, legal principles, once decided, should be applied consistently going forward, without regard for politics, the identity of the parties, etc. Further, we need and expect predictability from the law, for we want to know with a reasonable degree of certainty what is