(More) Complete Estate Planning
Four years ago I wrote Complete Estate Planning. I focused on some of what needs to be done, over and above having a lawyer prepare a fancy-dancy set of documents. Now, I’m back with fresh thoughts on the nuts and bolts of truly planning for what happens when you’re gone.
We learn from our experiences and our errors. The past can help us avoid bad outcomes.
Older people often have annuities or life insurance. These products can serve useful purposes although, in too many cases, annuities purchased later in life offer more benefits for the selling agent than the purchaser. That issue aside, we see plenty of situations in which the policy owner